:root {
  --bg: #f4f5f7;
  --surface: #ffffff;
  --ink: #1a1d21;
  --muted: #5c6570;
  --line: #e2e5ea;
  --accent: #1f4b99;
  --font: Inter, "Segoe UI", system-ui, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.5;
}

a { color: inherit; }
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 8%;
  background: var(--surface);
  border-bottom: 1px solid var(--line);
}
.logo {
  text-decoration: none;
  font-weight: 650;
  font-size: 15px;
  letter-spacing: -0.02em;
}
.nav nav { display: flex; gap: 28px; }
.nav nav a {
  text-decoration: none;
  font-size: 14px;
  color: var(--muted);
  font-weight: 500;
}
.nav nav a:hover { color: var(--ink); }

.hero {
  max-width: 760px;
  padding: 88px 8% 72px;
}
.eyebrow {
  margin: 0 0 16px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
}
h1 {
  margin: 0 0 20px;
  font-size: clamp(36px, 5vw, 52px);
  letter-spacing: -0.04em;
  line-height: 1.12;
  font-weight: 650;
}
h2 {
  margin: 0 0 12px;
  font-size: 26px;
  letter-spacing: -0.03em;
  font-weight: 650;
}
.lede {
  margin: 0 0 32px;
  color: var(--muted);
  font-size: 18px;
  max-width: 560px;
}
.lede.tight { margin-bottom: 0; font-size: 16px; }

.actions { display: flex; flex-wrap: wrap; gap: 10px; }
.btn {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  padding: 11px 16px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: var(--surface);
  font-size: 14px;
  font-weight: 600;
}
.btn.primary {
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
}

.bar {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 28px;
  padding: 16px 8%;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: var(--surface);
  color: var(--muted);
  font-size: 13px;
  font-weight: 500;
}

.section { padding: 72px 8%; }
.section.muted { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-head { max-width: 560px; margin-bottom: 36px; }
.section-head p { margin: 0; color: var(--muted); }

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.cards article {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 22px 22px 24px;
}
.cards h3 { margin: 0 0 8px; font-size: 16px; }
.cards p { margin: 0; color: var(--muted); font-size: 14px; }

.link-row { margin: 28px 0 0; }
.text-link {
  color: var(--accent);
  font-weight: 600;
  font-size: 14px;
  text-decoration: none;
}
.text-link:hover { text-decoration: underline; }

.process {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  border: 1px solid var(--line);
  border-radius: 12px;
  overflow: hidden;
  background: var(--bg);
}
.process li {
  padding: 22px 24px;
  border-bottom: 1px solid var(--line);
  display: grid;
  gap: 6px;
}
.process li:nth-child(odd) { border-right: 1px solid var(--line); }
.process li:nth-last-child(-n + 2) { border-bottom: 0; }
.process strong { font-size: 14px; }
.process span { color: var(--muted); font-size: 14px; }

.two {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 48px;
  align-items: start;
  max-width: 920px;
}
.ticks {
  margin: 8px 0 0;
  padding: 0;
  list-style: none;
  color: var(--muted);
}
.ticks li {
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
  font-size: 14px;
}

.contact {
  max-width: 640px;
}
.meta {
  display: flex;
  gap: 20px;
  margin-top: 28px;
  font-size: 14px;
  font-weight: 500;
}
.meta a { color: var(--accent); text-decoration: none; }
.meta a:hover { text-decoration: underline; }

.foot {
  display: flex;
  justify-content: space-between;
  padding: 20px 8% 32px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 12px;
}

@media (max-width: 800px) {
  .cards, .process, .two { grid-template-columns: 1fr; }
  .process li { border-right: 0; }
  .process li:nth-last-child(-n + 2) { border-bottom: 1px solid var(--line); }
  .process li:last-child { border-bottom: 0; }
  .nav nav { display: none; }
  .hero { padding-top: 48px; }
}